# Spain

Source: https://www.savoryandpartners.com/programs/residency-by-investment/spain · Updated: 2026-10-09

Obtain a residence permit with Spain Residency by Investment. Contact Savory & Partners to learn more about Spain residency by investment program.

## Spain Golden Visa Requirements

The Spanish government passed a law in 2013 to launch the residency by investment program. To be able to apply for this program, you should be at least 18 years of age, in good health, and without a criminal record. In addition, you are required to make a real estate purchase, invest in debentures or shares, or launch a business project in the country.

## Main Applicant Requirements

- 18+ years of age
- Good health
- No criminal record
- Successfully pass due diligence checks
- Confirmed investment sources
- No health issues

## Eligible Dependents

- Spouse of the main applicant
- Dependent childless children
- Dependent parents and grandparents

## Spain Golden Visa Benefits

## Include Your Family

Include all eligible dependents

## Freedom of Movement

As a resident of Spain, you are also a resident of a European Union country and are entitled to freedom of movement in the Schengen Area.

## Guaranteed by Law

The program is based on the law & is guaranteed by the government since 2013.

## Health & Education

You and your family will be able to study in schools or universities in Spain and have access to world-class healthcare systems and services.

## Legal Basis

The Spanish Government introduced the Act 14/2013, on 27 September 2013, to support entrepreneurs and internationalization. The law offers the opportunity for non-EU citizens to obtain a Residence Permit by investing in Real Estate in Spain for a minimum value of €500,000. A residence permit for 1 year is issued and can be renewed (for a 2-year period each time), provided that you maintain ownership of the property.

## Costs of Spain Golden Visa

You have to fulfill the following criteria in order to qualify for a Spanish Golden Visa:

## 1) Real Estate Investment

You must make a real estate purchase of a minimum designated amount.

| Item | Amount |
| --- | --- |
| Minimum investment | €500,000 |

## Additional costs

Please note that there are additional costs to be paid inclusive of the minimum amount required for investment. Also, note that the developer absorbs the National Transfer tax.

| Item | Amount |
| --- | --- |
| Notary fees | 4% of property price |
| Property taxes | up to 20% |

## 2) Capital Investment

Investors can achieve eligibility through capital investment in shares, venture capital funds, investment funds, or bank deposit with a Spanish financial institution.

| Item | Amount |
| --- | --- |
| Minimum amount | €500,000 |

## 3) Government Bonds

These bonds offer a stable investment option contributing directly to the public treasury.

| Item | Amount |
| --- | --- |
| Minimum amount | €500,000 |

## 4) Business Investment

Investing in a business project of general interest or in a company with active business operations in Spain is also eligible. No minimum investment criteria required. Key criteria include: -Job creation, -Socioeconomic impact in the investment area -Or Contribution to technological or scientific innovation

| Item | Amount |
| --- | --- |
| Minimum amount | No minimum investment required |

## Application Process For Spain Golden Visa

The first stage can vary depending on your ability to gather the documents. Our team guides this process with best practice advice. The reviewal stage is subject to the Spanish Government's schedule and factors which we, as authorized agents have no control over, can impact proceedings. Savory and Partners collaborates with Spain's Government throughout the entire process, and we aim to provide the smoothest application experience.

1. Savory & Partners prescreens your passport copy for Government pre-approval to ensure fast processing. You make a down payment of our professional fees to open your application. Savory & Partners assists and advises you collating the required documents.
2. Savory & Partners will guide you to a property in Spain that suits your requirements. We will prepare all the necessary documentation for your residency application.
3. You must decide whether to travel to Spain. Should you choose not to travel, we can set up a power of attorney may to act on your behalf.
4. Savory & Partners prepares property purchase documents to complete the purchase. You should transfer property purchase funds and taxes at this stage.
5. Once the Spanish Government has reviewed your file, officials will notify Savory & Partners to inform us whether you've been approved for residency. Once you have obtained this visa, you do not have to spend a minimum amount of time in Spain during the year. However, to obtain the residency permit, you do have to visit Spain at least once in the year.
6. We issue you your residency cards once we receive the outstanding balance of our professional fees.

## Application Process

4-6 Months

## Visa-free Countries WITH A SPAIN Golden Visa

Visa-free destinations: 

With a Spain Golden Visa, you secure visa-free access to the Schengen Area. Becoming a resident of Spain also gives you the right to work or to start a business in one of the most desirable European countries to live in.

### With a Spain Golden Visa, you can travel to the following countries

- Austria
- Belgium
- Bulgaria
- Croatia
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland

### After obtaining Spain Citizenship you can travel to:(Visa-free and visa-on-arrival countries)

- The United Kingdom
- The United States of America

### Visa on arrival for Spain passport holders

- Andorra
- Germany

### Electronic Travel Authorization (ETA) for Spain Citizens

- Poland
- Latvia

### Countries that require an e-Visa for Spain citizens

- The United Arab Emirates

## Client Success Stories

### World-Class Healthcare as an EU Citizen

**The Challenge**

Our client, a Pakistani entrepreneur, had always dreamt of providing his family with a better future, both in terms of opportunities and quality of life. After hearing about Malta's Residency by Investment program, he decided to take action.

In 2022, he successfully secured residency for himself, his wife, and their elderly parents. This allowed them to live in Malta while enjoying the benefits of an EU residency. The program promised eventual citizenship after one year of residency, which was exactly what they hoped for.

However, shortly after they moved to Malta, the client's mother was diagnosed with breast cancer. The news came as a shock, and the gravity of the situation hit hard. His mother, who had always been a source of strength for the family, now faced a life-threatening illness.

With her health at risk, the family’s immediate concern became securing the best possible treatment. This meant having access to world-class medical facilities without delay, as they didn’t have the luxury of time to wait for appointments or referrals.

The client knew that Malta's healthcare system was ranked among the best in Europe, but he wasn’t sure how quickly they could get the care his mother urgently needed. He reached out to us for guidance, hoping we could help expedite her treatment in this crucial time.

**Our Solution**

We immediately got to work, leveraging our extensive knowledge of Malta’s Residency by Investment program. Thanks to his status as a resident, our client had already been granted access to Malta's renowned healthcare system.

The country ranks** 5th globally in healthcare quality **according to the World Health Organization. It was a relief to know that his mother would receive top-notch treatment, but now we had to make the process as smooth and quick as possible.

We guided our client through the available healthcare options, helping him navigate the local medical landscape to ensure his mother could get the immediate care she required.

We recommended one of the top breast care clinics in Malta, known for its cutting-edge treatments and specialized care. She was able to get an immediate consultation, and the team quickly devised a treatment plan to address her condition.

During this time, our client’s family was in the process of completing their citizenship application, which they were eligible for after just one year of residency. As soon as they were granted citizenship, our client and his parents could travel across Europe more easily. This proved invaluable when the family made the decision to seek additional treatment in France, one of the leading countries in cancer care.

**The Result**

With the support of Malta’s exceptional healthcare system, the client’s mother successfully completed her treatment. Now fully recovered, the family has returned to Malta, enjoying the security of citizenship, access to free public healthcare, and the social benefits of living in a safe and vibrant country.

_Why Choose Malta Citizenship?_

Malta's Citizenship by Investment program offers a multitude of advantages that make it an ideal choice for investors and their families:

1. Access to Malta’s **top-tier healthcare system**, ranked among the world’s best
1. Visa-free travel to **over 160 countries**, including the USA and Canada
1. Ability to live, work, and study anywhere within the EU
1. Long-term **security with family inclusion options**
1. Free **public healthcare**, **education**, and **social services**
1. Stable and growing economy with opportunities to establish a business

**Investment Requirements:**

- **A contribution of at least **€750,000 for a minimum residency period of 12 months and €600,000 for 36 months.
- **Property Investment:** Minimum of €700,000 for purchasing a property or €16,000 annual rental agreement.
- **Donation:** €10,000 to a charitable cause designated by the government.
- **Residency Requirement:** 12 months of residency before applying for citizenship.

## Download brochure

- Length: 4 pages
- Language: English & Arabic
- size: 1 mb

**Content**
- Spain Country profile
- Benefits of the program
- Investment requirements
- Investment process

## About Spain

- CAPITAL: Madrid
- TOTAL AREA: 505,983 km²
- POPULATION: 49.27 million
- LANGUAGE(S): Spanish
- CURRENCY: Euro (EUR)
- EXCHANGE RATE: $1 = €0.92
- GDP – PER CAPITA (2025): $36,190
- GDP – TOTAL (2025): $1.8 trillion

### About Spain

Spain is a country located in southwestern Europe. Its official language is Spanish, and its capital and largest city is Madrid. Spain has a total area of 505,983 km2 and a population of over 49 million people. It is known for its fascinating history, beautiful beaches, and colourful culture. Some popular tourist attractions in Spain include the Sagrada Familia in Barcelona, the Alhambra in Granada, and the Prado Museum in Madrid. Spain is also celebrated for its delicious food, acclaimed wine, and evocative flamenco.

### Where is Spain?

Most of Spain's national territory is located on the Iberian Peninsula (which it shares with Portugal and Andorra) situated in the southwest corner of Europe. Its map also features Atlantic (the Canary Islands) and Mediterranean (the Balearics) island groups.