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Complete Overview Of Portugal D7 Visa

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Date Published: March 17, 2023 | Date Updated: April 5th, 2023
By March 17, 2023 April 5th, 2023 No Comments
Portugal D7 Visa - Savory & Partners

Portugal offers a wide range of immigration channels to prospective residents, the most prominent being, the golden visa. But another Portuguese immigration option has been gaining popularity in recent years … the D7 visa.

What Is The D7?

The D7 visa is a route for people with stable, passive income to issue a Portuguese residence permit and live in Portugal. 

The D7 requires applicants to prove they have recurring income from a passive source, which could be:

  • Pensions
  • Rent
  • Dividends
  • Royalties
  • Others 

For example, a mutual investment fund that produces annual ROI classifies as passive income.

Non-Habitual Residency in Portugal: All You Need to Know 

The D7 is issued for 2 years at a time and can be renewed for 3 years as long as its holder continues to qualify for the visa. In order to renew their visa, D7 holders must have spent at least six months a year in Portugal, effectively making them tax residents.

How To Qualify For A D7 Visa?

To qualify for the D7, applicants must: 

  • Have a clean criminal record.
  • Be above 18 years of age.
  • Have active health insurance across the EU. 
  • Have proof of address in Portugal (12 months lease agreement or property ownership)
  • Meet the required passive income threshold. 

The income threshold differs depending on the family composition of the applicant as follows: 

  • A minimum monthly income of €760 for a single applicant. 
  • 50% additional for the spouse.
  • 30% additional for any extra dependent. 

Applicants can add their spouse and dependent children under 18 to their D7 application. Dependent children above the age of 18 years must prove dependency on the main applicant i.e they should be unmarried, child-less, enrolled in universities or colleges and financially dependent on the main applicant. Applicants can also add their parents if they are above the age of 55 years and dependent on the main applicant.

Citizenship by investment - Savory & Partners

D7 visa holders can apply for the Non-Habitual Resident Tax Scheme (NHR) to obtain a wide range of tax benefits and exemptions.

It is best to open a bank account in Portugal and transfer the required maintenance funds for a 12-month period, the minimum amount required in the Portuguese bank account is determined by the number of family members, the minimum wage rate at the time of application etc. The bank will conduct due diligence on the money’s origin and save the Portuguese government time in tracing the money, hence giving an applicant a better chance at being approved. 

Benefits Of The D7 Visa 

The D7 visa gained more popularity in the past few years as the pandemic made remote working easier and highlighted the need for a second home for many people. However, as of October 2022, remote workers no longer qualify to apply for D7 visa, they can opt for another visa category called the digital nomad visa which has been recently introduced. 

It comes with a variety of benefits, such as: 

  • The right to live in Portugal
  • Visa-free access to the Schengen Area
  • The ability to add family members
  • No investment required
  • No job offer required
  • Fast processing time
  • Easy renewals
  • D7 visa applicants can qualify for Non-Habitual Residence (NHR) taxation.

The D7 Or The Golden Visa, Which One Is Right For You? 

Assuming a person qualifies for both, there are two major deciding factors, the first is financial.  

The Golden Visa requires a minimum investment of €280,000 in real estate, while the D7 does not need major outlays. Even for a family of five, savings amounting to €50,000 are enough.

UPDATE: ETIAS Launch Delayed Until 2024

The D7 requires its holders to live in Portugal for six months a year, meaning they will have to make Portugal their main homestay. The Golden Visa requires applicants to spend just seven days a year to maintain their status and qualify for citizenship after five years. 

At the end of the day, it’s what suits the future of you and your family the best. And our experts at Savory & Partners are available around the world, including Lisbon to help plan your residency in Portugal. Contact us today to book a comprehensive consultation with one of our experts.


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Jeremy Savory

About Jeremy Savory

Jeremy Savory, the founder and CEO of Savory and Partners, runs one of the world’s leading HNW citizenship by investment firms. The second passport company has coverage in over 20 jurisdictions including Europe.

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