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Twilight in Valletta, Malta | Savory & Partners
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program

Malta Residency by Investment

Program Overview

Minimum Investment

€330,000

Minimum Investment

Real Estate N/A

Time to Residency

3-4 Months

Visa Free Access

Schengen Countries

Malta Residency by Investment Requirements

The Maltese Residency by Investment program started accepting applicants in 2016.

To be eligible to apply for this program, you must be over 18 years old, in good health and without a criminal record.

Applicants are also required to contribute to the economic development of Malta, own or lease property in the country and invest in government stocks or bonds.

Main Applicant Requirements

  • 18+ years of age
  • Good health
  • No criminal record
  • Successfully pass due diligence checks
  • Confirmed investment sources

Eligible Dependents

  • Spouse of the main applicant
  • Children (biological or adopted) under 27 years
  • Dependant parents of 55 years of age or above

Malta Residency by Investment Benefits

Dual residency

Health & Education

You and your family are entitled to study in schools or universities in Malta. You will also have access to world-class healthcare systems and services.

House icon | Savory & Partners

Permanent resident status

As a resident of Malta, you will enjoy living in a stable political climate in a highly respected country.

Health & Education

Dual Residency permitted

There is no need to renounce your current citizenship(s), and your home authorities are not notified of your new citizenship.

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Guaranteed by law

The program is based on the law & is guaranteed by the government since 2016.

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Tax relief

Malta has one of the lowest taxation rates in Europe with no foreign income tax, inheritance tax and withholding tax on interest earned.

Legal Basis

MALTA | Residency by Investment

Legal Basis

Citizens of good standing and their families may be granted full Malta Permanent Residency under an amendment passed in November 2013 to the Maltese Citizenship Act, Chapter 188 of the Laws of Malta. Applicants are required to contribute to the economic development of Malta, to provide proof of one-year residence in Malta and proof of title of the residential property in Malta.

Costs of Malta Permanent Residency

The MPRP requires applicants to make a qualified investment, however, the process in Malta is a bit more flexible as it allows applicants to customize their investment portfolio as long as they meet the minimum in each band. Malta requires applicants to invest in a hybrid setup of investments, consisting of a real estate investment, a government contribution, and a charitable donation. The real estate part of the investment is the most vital, as an applicant's choice here will affect the government contribution amount. Applicants can choose to purchase or rent real estate, and based on that decision, they will also pay a higher or lower government contribution as follows:
Purchase real estate in South of Malta/Gozo

Minimum Property Investment

EUR 300,000

Property rent per annum

EUR 10,000

Purchase real estate in Malta

Minimum Property Investment

EUR 350,000

Property rent per annum

EUR 12,000

Government Contribution

If purchasing a property

Contribution: EUR 28,000

If leasing a property

Contribution: EUR 58,000

Charitable donation

To an approved NGO

Donation: EUR 2,000

Application Process For Malta Permanent Residency

The expected timeframe for the application process is 3-4 months. The first stage of the document collection can differ in length depending on the applicant’s ability to gather the documents. Our team guides this process with samples and best practice advice. The reviewal stage is subject to the respective Government schedule and can be impacted by factors which we, as authorised agents have no control over. Savory and Partners collaborates with the Government throughout the entire process, and we aim to provide the quickest and smoothest experience for the applicant.

Application Process

3-4 months

*Sample of Residence Visa document
Malta PR ID
  • Step 1
    Savory & Partners shall pre-screen your passport copy for Government pre-approval to ensure fast processing.
  • Step 2
    A down payment of the professional fees will be required to open your application.
  • Step 3
    Savory & Partners will provide assistance and advise with regards to the collection of the documents required in the checklist and complete the government forms.
  • Step 4
    Savory & Partners will guide you to the Maltese property that fully satisfies your requirements and starts preparing property purchase or rent documentation required to be presented for Residency application.
  • Step 5
    The application and the supporting documents are submitted and some of them will be subject to due diligence checks. You’re required to pay EUR 5,500 to cover the costs (this amount is included in the one-time administrative fees)
  • Step 6
    The due diligence will be performed by the Maltese government and on completion, a decision will be made to either grant permanent residency, decline or request further documentation from the applicant before making a decision
  • Step 7
    An approval in a principal letter will be issued by the government if successful.
  • Step 8
    You’re required to pay the remaining part of the administrative fee. Additionally, you will need to invest in bonds as well as purchase or rent property in Malta. Savory & Partners will prepare property rent or purchase documents to complete on the purchase.
  • Step 9
    A trip to Malta is required in order to submit your biometric data. Malta’s permanent residence cards are granted for five years with the possibility of extension.
  • Step 10
    You will be able to sell the bonds in five years. You will no longer be obliged to cover the maintenance costs for your property after five years and if necessary you will be able to terminate your rental contract or sell your Maltese property.
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PORTUGAL | RESIDENCY BY INVESTMENT

READY TO APPLY?

Visa-free Countries for Malta Residency

When you become a permanent resident of Malta, you get visa-free circulation in the Schengen Area.

Visa-free and visa-on-arrival countries

26 Countries & Territories

Visa-free access (26 countries & territories)

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Our Clients’ Success Stories For Safe and Bright Future

Success Stories - A safe and bright future

The problem

Our Indian client, a business owner and single parent was looking for long-term residency in a country that would ensure quality education and safety for his daughter. With a successful business set-up in his home country, he could not consider relocating as it would limit his growth opportunities. At the same time, he wanted to secure a bright future for his daughter ensuring world-class education but was also wary about her well-being and safety. Above all, recently divorced, it was challenging for the client to procure documents for his daughter.

The solution

When the client approached Savory & Partners, we considered the many sentiments involved including that of a father, a dedicated businessman and a single parent. We understood his requirement and prepared a strategy that would not only serve his personal life positively but would see his business grow by leaps.

We recommended Portugal, not just for the simplicity of obtaining a residence permit but its exceptional education system and healthcare. Portugal is known for its outstanding higher education institutions.

Portugal has a lot of different immigration options available. The passive income - the D7 visa, the newly christened Digital Nomad Visa and the option that is tailor-made for businessowners - the Portuguese D2 visa.

Our client could fulfill his residency requirements while also maintaining an active management role in his company without worrying about spending too much time outside of Portugal.

With residential flexibility of the Golden Visa, his daughter could relocate to Portugal immediately and he could fulfil his residency requirements while also maintaining an active management role in his company back home without worrying about spending too much time outside of Portugal. As of 2021, Portugal is globally ranked in the top ten in terms of ease of registering a company. Meaning our client would not only go ahead and bring his existing business to Portugal but could venture into new business opportunities across Europe.

Approaching Savory & Partners to undertake his residency application ensured that the client would have all the necessary documents for himself and his daughter ready on time. Our agents oversaw that all requirements for a successful due diligence were also fulfilled.

Download brochure

Content

  • Malta Country profile
  • Benefits of the program
  • Investment requirements
  • Investment process

Length

4 pages

Language

English & Arabic

size

1 mb

ABOUT MALTA

Savory and Partners

CAPITAL

Valletta

Savory and Partners

TOTAL AREA

316 km²

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POPULATION

436,947

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LANGUAGE(S)

Maltese, English

Savory and Partners

CURRENCY

Euro (EUR)

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EXCHANGE RATE

1 USD = 0.92 EUR

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GDP – PER CAPITA (2022)

USD 34,127

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GDP – TOTAL (2022)

USD 18.13 billion

About Malta

The small historic island of Malta lies in the heart of the Mediterranean. The country has a very rich history with a great number of historic sites related to its succession of leaders including from the Phoenicians, Carthaginians, Romans, Byzantines, Moors, Normans, French and British. After 160 years of British rules, The Country obtained its independence in 1964.

The 2 official languages of Malta are English and Maltese.

It is a constitutional republic and parliamentary democracy, and the Prime Minister is the head of the Government.

The country is a member of the major international organizations including the United Nations and the Council of Europe, the International Monetary Fund and is a member of the European Union as well as the Eurozone and the Schengen Area.

The currency is the Euro.

The island’s international airport is modern and efficient; connecting the island to most European cities via major airlines.

The country has a warm Mediterranean climate with hot dry summers, short mild winters and a warm sunny spring, and autumn with adequate rainfall. The temperature is very stable.

The capital of Malta is Valletta, which is the smallest national capital in the European Union.

Where is Malta?

Malta is an island in Southern Europe. It is the largest and most populous of the three major islands that constitute the Maltese Archipelago. The island is situated in the Mediterranean Sea, directly south of Italy and north of Libya.

MALTA | Residency by Investment

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