St. Lucia Citizenship by Investment | Savory & Partners
Crest of St. Lucia

Program

Saint Lucia Citizenship by Investment

Program Overview

Minimum Contribution

$240,000 National Economic Fund Contribution

Minimum Investment

$300,000 Approved Real Estate Project

Time to Citizenship

Approx. 90 Days from Acceptance for Processing

Visa-free Access

146+ Countries

Saint Lucia Citizenship by Investment Requirements

The St. Lucia Citizenship Program was launched in December 2015 and it’s the newest one of the Caribbean programs for citizenship by investment.

To be able to apply for this program you should be at least 18 years of age, in good health, and without a criminal record.

Applicants must make a qualifying investment through the National Economic Fund, an approved real estate project, an approved enterprise project or the National Action Bond.

Main Applicant Requirements

  • 18+ years of age
  • Meet the minimum investment for the selected route
  • Pass the required due diligence
  • Provide full and frank disclosure
  • Pay the applicable processing, due-diligence and administration fees
  • Provide the required financial-resource declaration of at least $350,000

Eligible Dependents

  • Spouse
  • Child of the applicant or spouse aged 21 or below
  • Child aged 22-30 who is fully supported by the applicant
  • Child of any age with a qualifying physical or mental disability who is fully supported
  • Parent of the applicant or spouse above 55 who is fully supported
  • Parent of any age with a qualifying physical or mental disability who is fully supported
  • Unmarried sibling of the applicant below 18 with parental/guardian consent

Saint Lucia Citizenship by Investment Benefits

Freedom of movement

Global Mobility

St. Lucia citizenship can support international mobility. Entry rules remain destination-specific and can change.

Guaranteed by law

Guaranteed by law

St. Lucia is a stable country which is part of the Commonwealth with a democracy based on the British parliamentary system.

Health & Education

Straightforward process

Official indicative processing period of approximately 90 days from acceptance for processing, subject to additional checks or information requests.

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Tax Treatment

Citizenship alone does not determine Saint Lucia tax residence. Tax obligations depend on residence, income source and individual circumstances.

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Minimal residency required

There are no requirements to travel to St. Lucia during or after the application. Also, there are no residency requirements.

Dual residency

Dual citizenship permitted

Saint Lucia permits dual citizenship. Applicants should also confirm the rules of their existing nationality.

Legal Basis

SAINT LUCIA | Citizenship by Investment

Legal Basis in Saint Lucia

The Saint Lucia Citizenship by Investment Programme is governed by the Citizenship by Investment Act No. 14 of 2015 and the Citizenship by Investment Regulations S.I. No. 89 of 2015, as amended. The current framework includes the Citizenship by Investment (Amendment) Act No. 22 of 2025 and the Citizenship by Investment (Amendment) Regulations S.I. No. 57 of 2026.

Costs of Saint Lucia Citizenship by Investment

2015’s Saint Lucia Citizenship by Investment Act allows eligible individuals and their families to apply for citizenship by making either:
1) National Economic Fund (NEF) Donation
Cash donation to the government’s NEF escrow account

Single Applicant

$240,000

Applicant + up to 3 qualifying dependants

$240,000

Each additional qualifying dependant under 18

$10,000

Each additional qualifying dependant over 18

$20,000

2) Real Estate Investment
For the $500,000 option, applicants must invest in an approved built real estate project, such as an eligible apartment or villa, and maintain the property for a minimum holding period of five years after citizenship is granted.

Minimum Investment - Existing Approved Real Estate Project

$300,000

Minimum Investment - Approved Built Real Estate Project

$500,000

Existing Approved Real Estate Route - Administration Fees
In addition to the purchase of real estate, there are the following administrative fees to pay:

Main applicant

$30,000

Main applicant & spouse

$45,000

Each additional qualified dependent below the age of 18

$5,000

Each additional qualified dependent above the age of 18

$10,000

Each additional dependant where applicant applies with spouse and more than 4 qualifying dependants

$10,000

Approved Built Real Estate route - Administration Fees

Main applicant

$30,000

3) Enterprise Project - Option 3
Investment in an approved Enterprise Project under Option 3, including qualifying housing, infrastructure, social-development, national-development, marketing/promotion or other Cabinet-approved projects.

applicant + qualifying dependants

$250,000

Administrative fees
In addition to the enterprise investment, there are the following administrative fees to pay:

SINGLE APPLICANT

$15,000

Main Applicant and Spouse

$20,000

Main Applicant with two dependents

$25,000

Main Applicant with three dependents

$30,000

Each additional qualifying dependent

$10,000

4) National Action Bond (NAB)
Applicants need to invest in non-interest-bearing bonds. These bonds must be registered under the name of the applicant for a duration of 5 years. The investment amount stated below is for applicants applying with any number of dependents.

Investment amount

$300,000

adminstration fees

$50,000

holding period

5 Years

Additional Application Processing Fees
There are processing costs relating to all investment options.

Main applicant

$2,000

Each Qualifying Dependant

$1,000

Due Diligence
There are compulsory background checks that apply to all investment options and due diligence fees to screen applicants and adult dependents.

Main applicant

$8,000

Each Qualifying Dependant over 16

$5,000

Application Process For Saint Lucia Citizenship by Investment

From the date the Authorised Agent is notified that an application has been accepted for processing, the official programme indicates approximately 90 days to the grant of citizenship, subject to additional checks or information requests.

Application Process

Approx. 90 Days from Acceptance for Processing

*Sample of Passport
Saint Lucia Citizenship Passport | Savory & Partners
  • Step 1
    Complete initial assessment and appoint a licensed Saint Lucia Authorised Agent.
  • Step 2
    Prepare the application forms, supporting documents, investment evidence and source-of-funds information.
  • Step 3
    The Authorised Agent submits the application and prescribed fees. The CIP Unit conducts due diligence, interview and identity verification.
  • Step 4
    The Citizenship by Investment Board decides whether to grant, deny or delay the application for cause.
  • Step 5
    After approval, complete the qualifying investment and submit the Oath or Affirmation of Allegiance.
  • Step 6
    Provide the required biometric data. Once post-approval requirements are complete, the Certificate of Registration is issued and the passport process may be completed.
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Client Success Stories

Solving Passport Inconsistencies

When our client, an Iraqi national residing in Qatar, approached us, she had one clear goal: to secure a Caribbean passport for visa-free access to over 150 countries. However, her journey was anything but straightforward.

The Challenge

Our client held both Iraqi and Yemeni passports - her Yemeni passport listed a date of birth different from her birth certificate, and her Iraqi passport had already expired. Since most of her official documents in Qatar used the details on her Yemeni passport, the conflicting dates created a major obstacle for her St. Kitts and Nevis citizenship application.

Without a valid passport reflecting accurate information, moving forward seemed nearly impossible.

Our Solution

When faced with this complex situation, our team crafted a solution that was efficient and tailored to the client’s unique circumstances. We considered two options:

  • Renewing her expired Iraqi passport to match her birth certificate.
  • Updating her Yemeni passport to include the correct date of birth for use in her St. Kitts and Nevis citizenship application.

Since traveling to Yemen wasn’t an option, our team at Savory & Partners’ New Cairo office collaborated with the Yemeni embassy in Egypt. We carefully navigated the bureaucratic process to ensure her Yemeni passport was amended with the correct information. This required meticulous preparation of documents, clear communication with embassy officials, and relentless follow-ups.

Our persistence and expertise paid off—the Yemeni passport was successfully updated.

But this was only the first step. With the corrected passport in hand, our team in Qatar ensured every supporting document was updated to reflect the new details. We handled the entire application process, from preparing the required documentation to conducting due diligence and submitting the final application for the St. Kitts and Nevis Citizenship by Investment Program.

Our client selected the erstwhile Sustainable Growth Fund (SGF) option, making a non-refundable contribution of $150,000. This investment at the time aligned with her goal of obtaining citizenship while supporting the sustainable development of St. Kitts and Nevis. Since 2023, the Sustainable Island State Contribution (SISC) option has replaced the SGF and has a minimum contribution of $250,000. However, when the changes came into effect, the legislation of the citizenship program excluded Iraqis from applying, this turned out to be a miraculous turn of events for our client.

The Result

The client is now a proud St. Kitts and Nevis passport holder! This prestigious citizenship unlocks visa-free access to over 150 countries, opening doors to new opportunities. Beyond her personal benefits, she can now extend this valuable citizenship to her family—children, siblings, and parents—securing a brighter future for her loved ones.

Why Choose St. Kitts and Nevis Citizenship?

A St. Kitts and Nevis citizenship offers unparalleled global mobility and a host of benefits, including:

  • Dual citizenship, allowing her to retain her original nationality.
  • No residency requirement, enabling her to remain in Qatar while enjoying her newfound freedom.

Minimum Investment Requirements:

To qualify for citizenship, applicants must make one of the following investments:

Sustainable Island State Contribution (SISC):

  • $250,000 for the main applicant and up to three dependents.
  • $50,000 for each additional dependent over 18.
  • $25,000 for each additional dependent under 18.

Real Estate Acquisition:

  • Minimum investment of $325,000 in government-approved real estate projects.
  • Real estate can be resold after seven years under certain conditions.

By choosing the SGF option, our client not only secured her citizenship but also contributed to the sustainable development of St. Kitts and Nevis.

Download brochure

Content

  • Saint Lucia Country profile
  • Benefits of the program
  • Investment requirements
  • Investment process

Length

4 pages

Language

English & Arabic

size

1 mb

ABOUT SAINT LUCIA

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CAPITAL

Castries

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TOTAL AREA

616 km²

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POPULATION

174,800

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LANGUAGE(S)

English

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CURRENCY

East Caribbean Dollar (XCD)

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EXCHANGE RATE

$1 = EC$2.70

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GDP – PER CAPITA (2025)

$14,500

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GDP – TOTAL (2025)

$5.24 billion

About St. Lucia

Named after a Roman Catholic Saint, Saint Lucia is in the Eastern Caribbean. This volcanic island is part of the Windward Islands and situated close to Martinique and Saint Vincent.

The island is famous for its two volcanic mountain caps, the Pitons, a UNESCO World Heritage Site.

The weather is typical for a Caribbean island with temperatures ranging from 21–32 degrees. Northeast trade winds moderate the tropical climate, allowing for pleasant year-round conditions. Although the island is in the hurricane belt, it lies south of the most active zone.

The official language is English, however 95% of the population speak a French patois.

The country is a member of the Commonwealth and the United Nations, and the legal system in Saint Lucia is well-respected and based on English law.

Saint Lucia is a member of the WTO, the African, Caribbean and Pacific Group of States, Association of Caribbean States, Caribbean Community, Non-Aligned Movement, Organisation Internationale de la Francophonie, Organisation of the Eastern Caribbean States, and the Organization of American States.

The island’s main export is bananas, but they also export beer and cardboard.

Where is St. Lucia?

Saint Lucia is in the Caribbean, an island between the Caribbean Sea and North Atlantic Ocean, north of Saint Vincent and north-west of Barbados.

SAINT LUCIA | Citizenship by Investment

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