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What are the Investment Options for the Portugal Golden Visa Program?

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Date Published: June 22, 2021 | Date Updated: June 24th, 2021
By June 22, 2021 June 24th, 2021 No Comments
What are the Investment Options for the Portugal Golden Visa Program?

The Portugal Golden Visa Program is one of the most popular programs of its kind in Europe and throughout the world. High-Net-Worth individuals from the Middle East and every other corner of the globe are applying to this residency by investment program to not only protect their assets and secure a prosperous future for themselves and their family but to gain access to lucrative business opportunities and personal advantages that their home citizenship cannot provide. This includes the right to live, work, study and travel without restrictions throughout the Schengen Area. 

No matter your reason for applying, the Portugal Golden Visa Program offers several residency by investment options to suit even the most discerning foreign investor’s tastes. These options range from traditional prospects like real estate investments to more business-orientated ones, such as job creation for Portuguese nationals or buying shares in a local company. 

This article looks at all the qualifying investment options available to individuals who want to apply to the Portugal Golden Visa Program.

What is the Portugal Golden Visa Program?

Launched in October 2012, the Portugal Golden Visa Program is a legal process based on the law that invites foreign investors from non-European Union countries to obtain fully valid residence permits in Portugal for themselves and their families. 

The Portugal Golden Visa Program is designed to be straightforward and efficient, with a timeframe of just 6 months to your new residency. The program consists of a few simple steps and requires applicants to be at least 18 years of age, in good health, possess no criminal record, have confirmed investment sources and successfully pass due diligence checks.

Portuguese passport at Savory & Partners office in Dubai, UAE.

The Portugal Golden Visa Program is one of the most popular programs of its kind in Europe and throughout the world.

Individuals can apply as single applicants or as a family. Eligible family members include the spouse of the main applicant and children (biological or adopted) under 18 years of age. Parents and children older than 18 years old can be included in the application if they are dependent on the main applicant.

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Successful applicants will receive their residency permit and gain the right to live, work, travel, study in Europe, and gain access to Portugal’s healthcare and consumer rights. In addition, Portugal has a minimal residency that requires residents to visit the country for only 7 days per year for 5 years – the rest of the time can be spent wherever they wish. 

Portugal Golden Visa Program Investment Options

If all the minimum criteria are met, applicants to the Portugal Residency by Investment Program are required to purchase property in Portugal or make an alternative investment into the country – such as job creation or investing in a small local business – before the application can be filed.

Fortunately, applicants have a variety of investment options to choose from:

Capital Transfer

Individuals who use this investment option are required to make a capital transfer of at least €1 million into a Portuguese bank account.

The most famous bank of Portugal, Banco de Portugal is the national treasury bank in the nation

The most famous bank of Portugal, Banco de Portugal is the national treasury bank in the nation.

Generate Jobs

Investors can acquire residency by investment in Portugal if they can generate 10 new jobs for Portuguese nationals at a Portuguese business or single-member company. The amount of job positions is reduced to 8 if this takes place in a low-density area.

Real Estate Investment

Over 90% of the Portugal Golden Visa Program applicants choose to purchase property as the qualifying investment for residency. As a result, Portugal’s real estate market is ripe with prime properties perfect for residential and corporate setups. And in a country that has some of the highest rates for immigration and tourism in Europe, it’s not difficult to see how purchasing property in Portugal can be a valuable asset that only appreciates over time.

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Applicants have the option of investing €500,000 in real estate, which is reduced to €400,000 if the property is located in a low-density area. Or they can invest €350,000 in a property with construction completed at least 30 years ago or in a real estate rehabilitation project, which will be reduced to €280,000 if the property is located in a low-density area.

Portugal's real estate market is ripe with prime properties perfect for residential and corporate setups

Portugal’s real estate market is ripe with prime properties perfect for residential and corporate setups.

National Heritage Preservation

A transfer capital of at least €250,000 can be invested or given to support artistic production or the recovery or maintenance of national cultural heritage in Portugal.

Research Investment

Investors have the option to make a transfer of the capital of at least €350,000, which will be invested in research carried out by public or private scientific research institutions that are part of the national scientific and technological system.

Invest in Local Businesses

Individuals can invest at least €350,000 into an existing Portuguese business. This investment must incorporate or increase the share capital and create at least 5 full-time permanent jobs for at least 3 years.

Private Equity Fund Investment

Applicants can transfer the capital of at least €350,000, which will be used to acquire units in investment or venture capital funds to provide capital to companies that meet specific requirements in Portugal.

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Before applying to any Citizenship or Residency by Investment program, individuals must ensure that they are rendering the services of a government authorized agent and advisor like Savory & Partners. The internet is rife with fraudulent companies offering scams that promise citizenship within an implausible timeframe and at an impossibly low price. If it’s too good to be true, then it probably is.

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Savory & Partners is a government-approved agency that specializes in High-Net-Worth individuals applying to any Citizenship by Investment program. We are a British Authorised Agent with decades of experience who has helped over 1100 families obtain a second citizenship. 

If you would like to apply to the Portugal Golden Visa Program or want to learn more about the other European residency through investment programs on offer, then contact us today for a free online consultation and one of our agents will happily aid you in your endeavours. 

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Jeremy Savory

About Jeremy Savory

Jeremy Savory, the founder and CEO of Savory and Partners, runs one of the world’s leading HNW citizenship by investment firms. The second passport company has coverage in over 20 jurisdictions including Europe.

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