Minimum Investment


Mixed Investment

Minimum Investment


Real Estate

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12 pages | English and Arabic | 1.2 mb

  • Montenegro Country profile
  • Benefits of the program
  • Investment requirements
  • Visa-free and visa-on-arrival country list
About the program

The Montenegrin citizenship by Investment program officially started taking applications in late 2019.

To be able to apply for this program, you should be at least 18 years of age, in good health, and without a criminal record.

In addition, you are required to invest in government-approved real estate projects and make a contribution to the government development fund.

The citizenship program of Montenegro is scheduled to end on December 31st, 2022.


Visa-free travel

As a citizen of Montenegro, you can travel visa-free or with visa-on-arrival to over 120 countries and territories, including Russia, Singapore and all Schengen countries.

Guaranteed by law

The program is based on the law & is guaranteed by the government since 2019.

Health & Education

You will also benefit from world-class healthcare systems, have the right to attend schools and universities in Montenegro.

Tax relief

There are no taxes on worldwide income, capital gains, gift, wealth and inheritance.

Minimal residency required

There are no physical residency requirements. You are not required to visit before or after the application.

Dual Citizenship permitted

There is no need to renounce your current citizenship(s).

Program requirements

Main applicant requirements

  • 18+ years of age
  • Good health
  • No criminal record
  • Successfully pass due diligence checks
  • Confirmed investment sources

Eligible dependents

  • Spouse of the main applicant
  • Children (biological or adopted)

*Parents and children older than 18 must be dependent on the main applicant.

Program process

The expected timeframe for the application process is 6 months. The first stage of the document collection can differ in length depending on the applicant’s ability to gather the documents. Our team guides this process with samples and best practice advice.

The reviewal stage is subject to the respective Government schedule and can be impacted by factors which we, as authorised agents have no control over. Savory and Partners collaborates with the Government throughout the entire process, and we aim to provide the quickest and smoothest experience for the applicant.

Read about the process steps in detail here.

Legal basis

Based on article 17 of the law regarding Montenegrin citizenship (“Official Gazette of MN”, no. 13/08), the Government of Montenegro, on the conference on the 20th of May 2010 passed the decision that defined the criteria for determining the scientific, economic, business, cultural and sport interest of Montenegro for the acquisition of Montenegrin citizenship by admission.

Based on clause 3 of the law:

It is of particular importance to the economic interests of Montenegro to grant citizenship to persons:

– that have invested capital in Montenegro by the formation of a business enterprise which will directly benefit the economic development of Montenegro;

– that have directly invested capital in Montenegro or is donating funds;

– that is an acclaimed expert or investor of excellent reputation.

A particular act determines the conditions for the existence of a special business and/or economic interest for Montenegro, by clause 1 of this Article, executed through an organ of the Government administration responsible for finances.

A particular act determines the opinion and/or confirmation of the existence of a unique business and/or economic interest for Montenegro, by clause 1 of this Article, executed through an organ of the Government administration responsible for finances.

Frequently Asked Questions

Q: Can I include my family when applying for Montenegro Citizenship by Investment Program?

Yes, you can include qualified members of your family in the application or add them after you have obtained your citizenship for an additional fee. A qualified family member can be a spouse, children over 18 which are financially dependent on the main applicant or children below 18.

Q: Are there any interviews, language tests, or work experience requirements when applying for Montenegro Citizenship by Investment Program?

No, there are no requirements for a language test, work experience or an interview. 

Q: Do I need to visit Montenegro before obtaining my citizenship?

You are not required to visit Montenegro before or after obtaining your citizenship, you are, however, welcome to visit and explore the country.

Q: Does Montenegro provide a biometric (ePassport) passport?

Yes, the passport of Montenegro is a biometric passport, also known as an ePassport.

Contact Details

+971 (0) 4 430 1717

+971 (0) 54 440 2955
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United Kingdom
Hong Kong

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